North Carolina Retirement Planning
Educators Legacy Financial
Retirement is personal. You’ve worked hard to save and invest your money, and now it’s time to optimize and protect your savings to provide for your retirement and your loved ones thereafter.
At Educators Legacy Financial, we are an independent financial services firm specializing in helping individuals and families prepare for, plan, and live in retirement. With 17 years of experience as a special education teacher, I bring a unique perspective and a deep understanding of families’ diverse needs, including those planning for loved ones with special needs. Our approach focuses on tailored retirement planning strategies and insurance solutions designed to provide guaranteed lifetime income, protect assets, and achieve tax efficiencies—all in support of a holistic approach to your financial future.
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Start Smart
Get a Clear Understanding of Your Financial Life
First, we gain a thorough understanding of your current financial situation, goals, objectives, risk tolerance, and the key considerations that should be addressed in your retirement strategy.
Six Fundamental Financial Planning Considerations
Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.
Longevity
Outliving financial assets as the result of a longer life.
Inflation
Reduction in real purchasing power as the result of increasing cost of living.
Mortality
Loss of financial assets as the result of a partner’s or spouse’s death.
Liquidity
Limited access to assets to meet life’s unexpected financial needs.
Market
Unexpected reduction in the value of financial assets at the time of withdrawal.
Taxes
Decreasing income and assets and/or the impairment of legacy assets from increasing taxes.
02
Apply Discipline
A Retirement Strategy Designed for You
Next, we design a retirement strategy that actively works to help optimize your wealth and protect your finances, keeping your goals and objectives at the forefront of our planning process.
03
Communicate Progress
Our Commitment to You
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive
outreach, and accessibility to our team throughout our working relationship.
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Meet The Advisor
Suzanne Scofield
Insurance Broker
For 17 years, I dedicated my career to serving as a Special Education teacher, supporting students and families with care, patience, and a commitment to their future. That same passion for guidance and protection led me to become a licensed life insurance broker.
At Educators Legacy Financial, I help individuals and families – both educators and non- educators – secure the financial protection they deserve. I understand the unique challenges educators face, and I also provide tailored solutions for anyone who wants peace of mind, long-term security, and a legacy that lasts.
My mission is simple: to educate, support, and empower my clients to make confident decisions that protect what matters most.
I am licensed in North Carolina, Arkansas, Colorado, Florida, Louisiana, Michigan, Nevada, Ohio, Oregon, Tennessee, Texas, and Washington.
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Retirement Resources
Complimentary Educational Resources
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
Our Upcoming Events
Events in November 2025–January 2026
- There are no events scheduled during these dates.
